From the Book: Divorce Amicably
This is a chapter summary from Chapter 6 of  Divorce Amicably, a guide to navigating separation with dignity and cooperation.
Chapter 49 Author: Andrew Hatherley (CDFA, CRPC)
Andrew Hatherley is the founder and CEO of Wiser Divorce Solutions, LLC and Transcend Retirement, LLC and the host of The Gray Divorce Podcast.
Andrew founded Wiser Divorce Solutions in 2017. After going through his own divorce, Andrew decided to help others avoid the financial and emotional stress so common to the process. Andrew earned the designation Certified Divorce Financial Analyst® and is trained in both divorce mediation and Collaborative Divorce.
Chapter 49's Seven Keys to Financial Success in Divorce
Even financial professionals with decades of experience find themselves unprepared for the financial complexities of their own divorce—a reality Andrew Hatherley discovered personally at age 52 despite his MBA and 20 years as a financial advisor. In this candid chapter, Hatherley shares both his costly mistakes and winning strategies, providing seven essential keys for achieving optimal financial outcomes in divorce. He reveals why divorce is fundamentally "about money" and why treating it otherwise leads to settlements that force people to work years longer than planned or sacrifice retirement dreams.
Hatherley introduces the revolutionary concept of a "Divorce CFO"—a Certified Divorce Financial Analyst who serves as your financial strategist throughout the process, working alongside your attorney to prevent expensive oversights. He exposes commonly missed assets from frequent flyer points to deferred sick pay, explains critical tax implications like the $250,000 difference in capital gains exclusions between married and single filers, and reveals timing strategies that can save tens of thousands. Most importantly, this chapter shows why having the right financial professional early in the process transforms divorce from financial devastation into a solid foundation for your next chapter.
Four Financial Strategies from Chapter 49
Who Needs Chapter 49's Financial Framework
This chapter is essential for anyone facing divorce who wants to avoid working additional years to recover from financial mistakes, those overwhelmed by the financial complexity of divorce, and people who suspect they're missing important financial considerations but don't know what they don't know. It's crucial reading for those approaching or over 50 who can't afford financial missteps.
Perfect for individuals with complex assets like businesses, stock options, or multiple retirement accounts, those considering keeping the marital home without understanding tax implications, and anyone whose spouse has historically managed finances. Whether you're just contemplating divorce or deep in negotiations, Hatherley's framework ensures you achieve the best possible financial foundation for your future.
Get your copy of "Divorce Amicably" today and learn how to avoid the financial landmines that force divorced individuals to delay retirement or drastically reduce their lifestyle—because your divorce settlement is the financial foundation for the rest of your life, and you only get one chance to get it right.
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