From the Book: Divorce Amicably
This is a chapter summary from Chapter 6 of Divorce Amicably, a guide to navigating separation with dignity and cooperation.
Chapter 54 Author: Mike Congemi
Mike Congemi is Principal of the valuation firm Appraisal Workx, LLC. His firm specializes in valuations for estate, divorce, bankruptcy, surety bonds and prelisting. Appraisal Workx also works with investors and lenders to mitigate risk in their investments via forensic valuations. Mike is Certified Residential appraiser in Georgia (CR298850), RCS-D certified and has attained SRA designation with the Appraisal Institute April 2025.
The Importance of Accurate Home Valuation in Divorce
When a couple decides to divorce, one of the most sensitive and financially significant assets to evaluate is the marital home. The emotional weight of a shared residence, combined with the financial implications of its value, makes accurate appraisal critical. While there are many ways to estimate a home’s worth—ranging from online calculators to tax records—not all methods are reliable. In divorce cases, relying on biased or outdated valuations can lead to disputes, financial losses, or delays in settlement.
This is why certified appraisals stand out. Unlike online tools or quick-sale services, certified appraisers provide unbiased, detailed evaluations that courts and mediators trust.
Key Takeaways
Why Certified Appraisals Matter
Unlike other valuation methods, certified appraisers conduct in-depth inspections of both the interior and exterior of a property. They consider market conditions, property updates, and comparable recent sales. Many appraisers even hold specialized certifications for divorce-related cases, ensuring that their reports meet the highest legal and professional standards.
For divorcing couples, this level of accuracy can prevent disputes and provide a reliable foundation for negotiations or court proceedings. Ultimately, choosing a certified appraisal means choosing fairness, credibility, and peace of mind.
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